Landlord Insurance in California

Protect your rental property investment with comprehensive coverage. We compare rates from 20+ carriers to find you the best policy at the lowest price.

Landlord insurance on a desk.

What Landlord Insurance Covers

A comprehensive landlord policy protects your rental property, liability, and income.

Property Damage

Protects your rental property structure from fire, weather, vandalism, and other covered perils.

  • Fire and smoke damage
  • Wind and hail damage
  • Vandalism

Liability Protection

Protects you if a tenant or visitor is injured on your property or you cause damage to others.

  • Guest injuries
  • Property damage to others
  • Legal defense

Loss of Rental Income

Replaces lost rental income if your property becomes uninhabitable due to a covered claim.

  • Tenant displacement
  • Up to 12 months coverage
  • Fair rental value

Tenant Damage

Covers damage caused by tenants, including unpaid rent and malicious damage.

  • Malicious damage
  • Unpaid rent
  • Eviction costs

Medical Payments

Covers medical expenses for tenants or guests injured on your rental property.

  • No-fault coverage
  • Quick claims payment
  • Protects relationships

Building Code Coverage

Pays for upgrades required by new building codes when repairing or rebuilding your property.

  • Code compliance
  • Reconstruction costs
  • Permit fees

Why California Landlords Need Insurance

Protect your rental property investment with the right coverage.

Your Tenants Aren't Your Insurance

Tenants have their own renters insurance (if any), which doesn't cover your property or liability.

California Risks Are Real

Wildfires, earthquakes, and other disasters can devastate rental properties. Make sure you're covered.

Liability Lawsuits

If a tenant is injured on your property, you could face expensive lawsuits. Liability coverage protects you.

Income Protection

If your rental is damaged and tenants can't live there, you still have mortgage payments. Loss of rental income coverage helps.

Protect Your Rental Property Today

Get a free landlord insurance quote and see how much you can save. We compare rates from 20+ carriers.