Motorcycle Insurance in California

Protect your ride with comprehensive motorcycle insurance. We compare rates from 20+ carriers to find you the best policy at the lowest price.

Motorcycle insurance form and dollars on the table.

Motorcycle Insurance Coverage Options

Comprehensive coverage options to protect you, your bike, and your passengers.

Liability Coverage

Required by California law. Covers bodily injury and property damage you cause to others in an accident.

  • Bodily injury liability
  • Property damage liability
  • Legal defense

Collision Coverage

Pays for repairs or replacement of your motorcycle if it's damaged in a collision, regardless of fault.

  • Repair costs
  • Total loss replacement
  • Rental coverage

Comprehensive Coverage

Protects your motorcycle from non-collision damages including theft, vandalism, weather, and more.

  • Theft protection
  • Vandalism coverage
  • Weather damage

Medical Payments

Covers medical expenses for you and your passengers after an accident, regardless of fault.

  • Medical expenses
  • Passenger coverage
  • Funeral costs

Uninsured Motorist

Protects you when hit by a driver who has no insurance or insufficient coverage.

  • Bodily injury coverage
  • Property damage coverage
  • Hit-and-run protection

Roadside Assistance

24/7 emergency assistance when you need it most. Get help with breakdowns, flat tires, and more.

  • Towing services
  • Battery jump-start
  • Fuel delivery

California Motorcycle Insurance Requirements

Understanding California's motorcycle insurance laws is essential for every rider.

Minimum Liability Requirements

  • $15,000 bodily injury per person
  • $30,000 bodily injury per accident
  • $5,000 property damage per accident

What Happens Without Insurance

  • Traffic citations and fines
  • License suspension
  • Vehicle registration suspension
  • Personal liability for accidents

Discounts That Save You Money

We offer multiple discounts to help you get the best rate on your motorcycle insurance.

Safe Rider

Complete an approved safety course

Multi-Bike

Save when you insure multiple motorcycles

Multi-Policy

Bundle with auto or home insurance

Anti-Theft Device

Discounts for alarms and tracking devices

Protect Your Ride Today

Get a free motorcycle insurance quote and see how much you can save. We compare rates from 20+ carriers.