Renters Insurance in California

Protect your belongings and liability as a renter. Affordable coverage that pays for replacements if your stuff is stolen or damaged.

Renters Insurance policy agreement and key from apartments.

What Renters Insurance Covers

A renters policy protects your personal belongings and provides liability coverage while you're renting.

Personal Property

Protects your belongings including furniture, electronics, clothing, and jewelry from theft, fire, vandalism, and more.

  • Furniture and appliances
  • Electronics and gadgets
  • Clothing and jewelry

Liability Protection

Protects you if someone is injured in your rental unit or you accidentally cause damage to the property.

  • Guest injuries
  • Property damage
  • Legal defense

Additional Living Expenses

Pays for temporary housing and living costs if your rental becomes uninhabitable due to a covered claim.

  • Hotel expenses
  • Meal costs
  • Storage fees

Medical Payments

Covers medical expenses for guests injured in your rental, regardless of who is at fault.

  • No-fault coverage
  • Quick claims payment
  • Protects your assets

Fire & Water Damage

Protects your belongings from damage caused by fires, floods, burst pipes, and other water damage.

  • Fire and smoke damage
  • Water damage from leaks
  • Lightning strikes

Theft Protection

Covers your belongings whether they're stolen from your rental, car, or even while traveling.

  • Burglary protection
  • Away from home coverage
  • Vandalism

Why California Renters Need Insurance

Many renters assume their landlord's insurance protects them - but it doesn't. Here's why you need your own policy.

Your Landlord's Insurance Doesn't Cover You

Your landlord's policy only covers the building structure, not your personal belongings or liability.

Replacing Belongings Is Expensive

The average renter has $20,000+ in personal property. Replacing everything after a fire or theft is costly.

You're Liable for Accidents

If a guest is injured in your rental, you could be sued. Liability coverage protects your assets and savings.

California Risks Are Real

Wildfires, earthquakes, and other disasters can destroy your rental. Make sure your belongings are protected.

Affordable Renters Insurance

Renters insurance is one of the most affordable insurance types. Protect your belongings for as little as $15-20 per month.

$15/mo

Basic Coverage
$10,000 personal property

MOST POPULAR
$20/mo

Standard Coverage
$25,000 personal property

$30/mo

Premium Coverage
$50,000 personal property

We also offer discounts for:

Multi-Policy Security Systems Paid in Full Claims-Free

Get Renters Insurance Today

Protect your belongings and liability for as little as $15/month. Get a free quote today.